ACCESS FINANCIAL SERVICES, INC.

RIA/Wealth

ACCESS FINANCIAL SERVICES, INC. is a RIA/Wealth based in Minneapolis, MN led by Stephen Edward Kairies, reporting $421.6M in AUM as of Q3 2025 with 60% ETF concentration and 62% concentrated in top 10 holdings.

FounderStephen Edward Kairies

Portfolio Value: $276.1M
Positions: 101
Top Holding: SCHX at 13.44%
Last Reported: Q3 2025

Address1650 West 82nd Street, Suite 850, Minneapolis, MN, 55431, United States

Top Holdings

Largest long holdings in ACCESS FINANCIAL SERVICES, INC.'s portfolio (62% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 SCHX Schwab U.S. Large-Cap ETF SCHX	ETF ETF	$37.1M	13.44%	-$3.5M Sold	— 1.4M shares	Q4 2016 Held for 8y 11m
2 SCHO Schwab Short-Term U.S. Treasury SCHO	ETF ETF	$32.9M	11.90%	+$17.4M Bought	— 1.3M shares	Q1 2025 Held for 8 months
3 BondBloxx Bloomberg One Year Target Duration US Treasury XONE	Unknown Unknown	$20.9M	7.59%	-$1.6M Sold	— 421.8K shares	Q4 2024 Held for 11 months
4 AUGW AllianzIM U.S. Large Cap Buffer20 Aug AUGW	Unknown Unknown	$20.3M	7.35%	+$20.3M New	— 635.2K shares	Q3 2025 Held for 2 months
5 PIMCO Ultra Short Government Active BILZ	ETF ETF	$15.5M	5.62%	-$22.8M Sold	— 153.2K shares	Q4 2024 Held for 11 months
6 Innovator International Developed Power Buffer ETF IJUL	ETF ETF	$14.5M	5.24%	+$14.5M New	— 442.3K shares	Q3 2025 Held for 2 months
7 Schwab Fundamental U.S. Large Company FNDX	ETF ETF	$11.9M	4.30%	-$422.2K Sold	— 451.9K shares	Q2 2023 Held for 2y 5m
8 DECW AllianzIM U.S. Large Cap Buffer20 DECW	Unknown Unknown	$7.2M	2.62%	-$14.2M Sold	— 219.2K shares	Q4 2024 Held for 11 months
9 Microsoft MSFT	Software - Infrastructure Technology	$5.5M	1.99%	-$172.5K Sold	0.00% 10.6K shares	Q4 2016 Held for 8y 11m
10 FNDE Schwab Fundamental Emerging Markets Equity FNDE	ETF ETF	$5.4M	1.95%	-$120.5K Sold	— 148.6K shares	Q1 2025 Held for 8 months

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in ACCESS FINANCIAL SERVICES, INC.'s latest filing

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Market Value

$276.1M

Prior: $264.6M

Q/Q Change

+4.36%

+$11.5M

Net Flows % of MV

-0.873%

Turnover Ratio

22.36%

New Purchases

6 stocks

$39.9M

Added To

18 stocks

+$19.3M

Sold Out Of

8 stocks

$12.3M

Reduced Holdings

53 stocks

-$49.3M

Increased Positions

Position	Shares Δ	Change
1 AUGW AllianzIM U.S. Large Cap Buffer20 Aug AUGW	New	0 → 635.2K +$20.3M
2 Innovator International Developed Power Buffer ETF IJUL	New	0 → 442.3K +$14.5M
3 Innovator Emerging Markets Power Buffer ETF EJUL	New	0 → 122.3K +$3.5M
4 iShares U.S. Insurance IAK	New	0 → 6.1K +$814.2K
5 Cognizant CTSH	New	0 → 7.6K +$507.2K

Decreased Positions

Position	Shares Δ	Change
1 iShares U.S. Treasury Bond GOVT	Sold	203.7K → 0 −$4.7M
2 IJUN Innovator International Developed Power Buffer ETF IJUN	Sold	112.6K → 0 −$3.1M
3 IXJ iShares Global Healthcare IXJ	Sold	25.1K → 0 −$2.2M
4 iShares 7-10 Year Treasury Bond IEF	Sold	8.5K → 0 −$818.6K
5 Innovator Emerging Markets Power Buffer ETF EOCT	Sold	21.5K → 0 −$607.6K

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Analytics

Portfolio insights and performance metrics for ACCESS FINANCIAL SERVICES, INC.

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Sector Allocation

ETF

59.80%

Technology

5.60%

Industrials

3.40%

Financial Services

3.00%

Consumer Defensive

2.10%

Consumer Cyclical

2.10%

Energy

1.90%

Healthcare

1.20%

Communication Services

0.60%

Basic Materials

0.50%

Utilities

0.20%

Market Cap Distribution

Mega Cap (> $200B)

10.81%

Large Cap ($10B - $200B)

9.82%

N/A (ETF or Unknown)

79.37%

Portfolio Concentration

Top 10 Holdings %

61.99%

Top 20 Holdings %

73.58%

Top 50 Holdings %

90.15%

Top 100 Holdings %

99.9%