Bernardo Wealth Planning LLC

RIA/Wealth

Bernardo Wealth Planning LLC is a RIA/Wealth based in Cincinnati, OH led by Nicholas Anthony Bernardo, reporting $755.9M in AUM as of Q3 2025 with 91% ETF concentration, 58% concentrated in top 10 holdings, and minimal technology exposure.

Managing PartnerNicholas Anthony Bernardo

Portfolio Value: $509.8M
Positions: 126
Top Holding: IVV at 11.2%
Last Reported: Q3 2025

Address8370 E. Kemper Road, Cincinnati, OH, 45249, United States

Top Holdings

Largest long holdings in Bernardo Wealth Planning LLC's portfolio (57.5% of total portfolio)

See all holdings

GthenH

Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 iShares Core S&P 500 ETF IVV	ETF ETF	$57.1M	11.20%	+$2.2M Bought	— 85.3K shares	Q4 2018 Held for 6y 11m
2 Vanguard Mega Cap Growth MGK	ETF ETF	$43.8M	8.59%	-$5.4M Sold	— 108.9K shares	Q4 2018 Held for 6y 11m
3 Vanguard Mega Cap Value MGV	ETF ETF	$30.4M	5.97%	-$2.2M Sold	— 221.0K shares	Q1 2020 Held for 5y 8m
4 Vanguard Russell 1000 Value ETF VONV	ETF ETF	$30.0M	5.89%	+$90.9K Bought	— 336.0K shares	Q4 2018 Held for 6y 11m
5 CGCP Capital Group Core Plus Income CGCP	ETF ETF	$25.6M	5.01%	+$1.5M Bought	— 1.1M shares	Q2 2023 Held for 2y 5m
6 Vanguard Russell 1000 Growth VONG	ETF ETF	$24.5M	4.80%	-$1.1M Sold	— 203.0K shares	Q4 2018 Held for 6y 11m
7 iShares Core S&P Total U.S. Stock Market ITOT	ETF ETF	$23.2M	4.55%	+$2.7M Bought	— 159.3K shares	Q4 2019 Held for 5y 11m
8 Invesco S&P 500 Equal Weight ETF RSP	ETF ETF	$21.5M	4.22%	+$1.0M Bought	— 113.3K shares	Q4 2022 Held for 2y 11m
9 JPMorgan Equity Premium Income JEPI	ETF ETF	$18.8M	3.69%	+$9.4M Bought	— 329.7K shares	Q3 2022 Held for 3y 2m
10 Dimensional U.S. Equity DFUS	ETF ETF	$18.3M	3.60%	+$742.5K Bought	— 253.1K shares	Q2 2024 Held for 1y 5m

See all holdings

GthenH

Changes

Portfolio activity, position movements, and quarter-over-quarter changes in Bernardo Wealth Planning LLC's latest filing

See all changes

GthenC

Market Value

$509.8M

Prior: $445.9M

Q/Q Change

+14.34%

+$64.0M

Net Flows % of MV

+7.03%

Turnover Ratio

6.83%

New Purchases

13 stocks

$16.3M

Added To

74 stocks

+$36.2M

Sold Out Of

1 stocks

Reduced Holdings

28 stocks

-$16.6M

Increased Positions

Position	Shares Δ	Change
1 Hartford Municipal Opportunities HMOP	New	0 → 124.0K +$4.8M
2 iShares Global Tech IXN	New	0 → 33.8K +$3.5M
3 MMIT MacKay Municipal Intermediate MMIT	New	0 → 143.2K +$3.5M
4 Vanguard Tax-Exempt Bond Index Fund VTEB	New	0 → 28.7K +$1.4M
5 Vanguard Mid-Cap Growth VOT	New	0 → 2.7K +$799.1K

Decreased Positions

Position	Shares Δ	Change
1 Vaxart VXRT	Sold	0 → - +-
2 Invesco NASDAQ 100 ETF QQQM	-46.72%	39.7K → 21.2K −$4.6M
3 WisdomTree Floating Rate Treasury Fund USFR	-33.59%	149.8K → 99.4K −$2.5M
4 Vanguard Dividend Appreciation VIG	-21.9%	0 → 1.5K +$329.3K
5 Vanguard Mega Cap Growth MGK	-11.02%	122.3K → 108.9K −$5.4M