CITIZENS & NORTHERN CORP

Public Company

CITIZENS & NORTHERN CORP is a Public Company based in Wellsboro, PA led by J. Bradley Scovill, managing $403.5M across 121 long positions as of Q3 2025 with 47% ETF concentration and 52% concentrated in top 10 holdings.

CEOJ. Bradley Scovill

Portfolio Value: $403.5M
Positions: 121
Top Holding: VONG at 11.85%
Last Reported: Q3 2025

Address90-92 Main St, Wellsboro, PA, 16901

Top Holdings

Largest long holdings in CITIZENS & NORTHERN CORP's portfolio (51.6% of total portfolio)

See all holdings

GthenH

Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Vanguard Russell 1000 Growth VONG	ETF ETF	$47.8M	11.85%	-$268.8K Sold	— 396.8K shares	Q4 2018 Held for 6y 11m
2 iShares North American Natural Resources IGE	ETF ETF	$24.3M	6.02%	+$18.6K Bought	— 495.5K shares	Q4 2024 Held for 11 months
3 iShares Core MSCI Emerging Markets IEMG	ETF ETF	$23.5M	5.83%	-$39.9K Sold	— 356.8K shares	Q4 2024 Held for 11 months
4 Fidelity MSCI Real Estate Index ETF FREL	ETF ETF	$22.9M	5.67%	+$64.5K Bought	— 822.3K shares	Q2 2020 Held for 5y 5m
5 iShares Core S&P Mid-Cap ETF IJH	ETF ETF	$16.9M	4.18%	-$25.1K Sold	— 258.3K shares	≤ Q2 2013 Held for 12y 5m+
6 Nvidia NVDA	Semiconductors Technology	$16.4M	4.07%	-$4.9K Sold	0.00% 88.0K shares	Q3 2018 Held for 7y 2m
7 Microsoft MSFT	Software - Infrastructure Technology	$16.2M	4.01%	-$100.5K Sold	0.00% 31.2K shares	≤ Q2 2013 Held for 12y 5m+
8 Apple AAPL	Consumer Electronics Technology	$14.7M	3.65%	-$75.4K Sold	0.00% 57.9K shares	Q4 2014 Held for 10y 11m
9 SPDR Portfolio S&P 400 Mid Cap ETF SPMD	ETF ETF	$13.3M	3.29%	+$10.1K Bought	— 232.4K shares	Q4 2022 Held for 2y 11m
10 iShares J.P. Morgan USD Emerging Markets Bond EMB	ETF ETF	$12.4M	3.08%	+$66.7K Bought	— 130.7K shares	Q3 2019 Held for 6y 2m

See all holdings

GthenH

Changes

Portfolio activity, position movements, and quarter-over-quarter changes in CITIZENS & NORTHERN CORP's latest filing

See all changes

GthenC

Market Value

$403.5M

Prior: $373.7M

Q/Q Change

+8.0%

+$29.9M

Net Flows % of MV

+1.04%

Turnover Ratio

1.15%

New Purchases

2 stocks

$434.6K

Added To

48 stocks

+$6.0M

Sold Out Of

2 stocks

$441.9K

Reduced Holdings

46 stocks

-$1.8M

Increased Positions

Position	Shares Δ	Change
1 Alphabet Inc. GOOGL	New	0 → 965.0 +$234.6K
2 Vanguard Mid-Cap Fund VO	New	0 → 681.0 +$200.0K
3 Avantis Emerging Markets Equity AVEM	+68.4%	6.0K → 10.1K +$309.5K
4 Avantis International Equity AVDE	+65.38%	30.9K → 51.1K +$1.6M
5 Dimensional Emerging Markets Core Equity 2 DFEM	+58.53%	6.9K → 10.9K +$129.3K

Decreased Positions

Position	Shares Δ	Change
1 FactSet Research Systems FDS	Sold	510.0 → 0 −$228.1K
2 FlexShares STOXX US ESG Select Index Fund ESG	Sold	1.5K → 0 −$213.8K
3 Walmart WMT	-16.69%	3.3K → 2.8K −$57.0K
4 M&T Bank MTB	-13.03%	3.9K → 3.4K −$100.2K
5 Quest Diagnostics DGX	-8.49%	1.7K → 1.6K −$27.8K

See all changes

GthenC

Analytics

Portfolio insights and performance metrics for CITIZENS & NORTHERN CORP

View analytics

GthenA

Sector Allocation

ETF

47.30%

Technology

17.80%

Financial Services

9.80%

Communication Services

5.40%

Consumer Cyclical

4.80%

Industrials

4.60%

Healthcare

3.70%

Consumer Defensive

2.80%

Energy

1.90%

Real Estate

0.40%

Basic Materials

0.40%

Utilities

0.30%

Market Cap Distribution

Mega Cap (> $200B)

31.49%

Large Cap ($10B - $200B)

16.30%

Mid Cap ($2B - $10B)

0.32%

Small Cap ($300M - $2B)

1.58%

Micro Cap ($50M - $300M)

1.75%

Nano Cap (< $50M)

0.58%

N/A (ETF or Unknown)

47.99%

Portfolio Concentration

Top 10 Holdings %

51.65%

Top 20 Holdings %

68.83%

Top 50 Holdings %

85.77%

Top 100 Holdings %

98.57%