DRAVO BAY LLC

RIA/Wealth

DRAVO BAY LLC is a RIA/Wealth based in Rehoboth Beach, DE led by Kelly Kaczmarczyk, reporting $335.0M in AUM as of Q3 2025 with 99% ETF concentration, 74% concentrated in top 10 holdings, and 17% allocation to SCHG.

CCOKelly Kaczmarczyk

Portfolio Value: $226.4M
Positions: 48
Top Holding: SCHG at 16.68%
Last Reported: Q3 2025

Address37458 Oyster House Road, Rehoboth Beach, DE, 19971, United States

Top Holdings

Largest long holdings in DRAVO BAY LLC's portfolio (73.9% of total portfolio)

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GthenH

Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Schwab U.S. Large-Cap Growth SCHG	ETF ETF	$37.8M	16.68%	+$1.7M Bought	— 1.2M shares	Q4 2021 Held for 3y 11m
2 Schwab U.S. Large-Cap Value SCHV	ETF ETF	$35.8M	15.82%	+$1.9M Bought	— 1.2M shares	Q4 2021 Held for 3y 11m
3 Vanguard FTSE Developed Markets VEA	ETF ETF	$21.8M	9.61%	+$97.4K Bought	— 363.2K shares	Q4 2021 Held for 3y 11m
4 DFCF Dimensional Core Fixed Income DFCF	ETF ETF	$12.3M	5.43%	+$1.3M Bought	— 287.4K shares	Q3 2024 Held for 1y 2m
5 DGCB Dimensional Global Credit DGCB	ETF ETF	$12.0M	5.32%	+$1.2M Bought	— 217.2K shares	Q3 2024 Held for 1y 2m
6 DFSD Dimensional Short-Duration Fixed Income DFSD	ETF ETF	$11.8M	5.22%	+$1.3M Bought	— 245.1K shares	Q3 2024 Held for 1y 2m
7 Vanguard Growth VUG	ETF ETF	$9.6M	4.25%	-$107.9K Sold	— 20.1K shares	Q4 2021 Held for 3y 11m
8 DISV Dimensional International Small Cap Value DISV	ETF ETF	$9.4M	4.17%	+$571.4K Bought	— 264.7K shares	Q3 2024 Held for 1y 2m
9 Dimensional U.S. Small Cap DFAS	ETF ETF	$9.1M	4.01%	+$639.6K Bought	— 132.5K shares	Q3 2024 Held for 1y 2m
10 Vanguard Value VTV	ETF ETF	$7.7M	3.39%	+$302.1K Bought	— 41.1K shares	Q4 2021 Held for 3y 11m

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GthenH

Changes

Portfolio activity, position movements, and quarter-over-quarter changes in DRAVO BAY LLC's latest filing

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GthenC

Market Value

$226.4M

Prior: $206.7M

Q/Q Change

+9.52%

+$19.7M

Net Flows % of MV

+5.05%

Turnover Ratio

2.77%

New Purchases

0 stocks

Added To

28 stocks

+$12.0M

Sold Out Of

0 stocks

Reduced Holdings

14 stocks

-$552.8K

Increased Positions

Position	Shares Δ	Change
1 SCHX Schwab U.S. Large-Cap ETF SCHX	+20.7%	37.0K → 44.6K +$201.4K
2 iShares Core MSCI International Developed Markets IDEV	+19.18%	63.7K → 76.0K +$980.2K
3 EFAV iShares MSCI EAFE Min Vol Factor EFAV	+14.57%	2.7K → 3.1K +$33.7K
4 DFCF Dimensional Core Fixed Income DFCF	+12.27%	256.0K → 287.4K +$1.3M
5 DFSD Dimensional Short-Duration Fixed Income DFSD	+12.05%	218.8K → 245.1K +$1.3M

Decreased Positions

Position	Shares Δ	Change
1 Schwab U.S. Small-Cap ETF SCHA	-11.89%	9.4K → 8.2K −$31.0K
2 Vanguard Small-Cap Value VBR	-8.96%	7.2K → 6.5K −$134.4K
3 iShares Russell 2000 Growth IWO	-7.6%	2.0K → 1.9K −$49.3K
4 Amazon AMZN	-5.93%	1.1K → 1.0K −$14.3K
5 Dimensional Ultrashort Fixed Income DUSB	-3.85%	85.5K → 82.2K −$167.3K