PLANWISER FINANCIAL, LLC

RIA/Wealth

PLANWISER FINANCIAL, LLC is a RIA/Wealth based in Colorado Springs, CO led by Joel Robert Top, reporting $134.1M in AUM as of Q3 2025 with 99% ETF concentration and 53% concentrated in top 10 holdings.

PresidentJoel Robert Top

Portfolio Value: $124.6M
Positions: 47
Top Holding: AVUS at 10.81%
Last Reported: Q3 2025

Address620 S Cascade Ave, Suite 300, Colorado Springs, CO, 80903, United States

Top Holdings

Largest long holdings in PLANWISER FINANCIAL, LLC's portfolio (52.6% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Avantis U.S. Equity AVUS	ETF ETF	$13.5M	10.81%	+$763.7K Bought	— 122.0K shares	Q1 2025 Held for 8 months
2 iShares Core S&P 500 ETF IVV	ETF ETF	$12.8M	10.30%	-$898.9K Sold	— 18.7K shares	Q1 2025 Held for 8 months
3 Vanguard Value VTV	ETF ETF	$6.2M	4.97%	-$435.0K Sold	— 33.5K shares	Q1 2025 Held for 8 months
4 Vanguard Growth VUG	ETF ETF	$5.7M	4.57%	-$262.5K Sold	— 11.3K shares	Q1 2025 Held for 8 months
5 AVLV Avantis U.S. Large Cap Value AVLV	ETF ETF	$5.7M	4.54%	+$59.2K Bought	— 77.8K shares	Q1 2025 Held for 8 months
6 SPDR Portfolio Developed World ex-US ETF SPDW	ETF ETF	$5.1M	4.08%	-$2.2M Sold	— 116.4K shares	Q1 2025 Held for 8 months
7 iShares 5-10 Year Investment Grade Corporate Bond ETF IGIB	ETF ETF	$5.0M	4.02%	+$1.7M Bought	— 93.2K shares	Q1 2025 Held for 8 months
8 iShares Convertible Bond ICVT	ETF ETF	$4.1M	3.31%	+$1.5M Bought	— 39.7K shares	Q2 2025 Held for 5 months
9 Vanguard Emerging Markets Government Bond VWOB	ETF ETF	$4.0M	3.19%	+$4.0M New	— 59.0K shares	Q3 2025 Held for 2 months
10 SPDR Portfolio Emerging Markets SPEM	ETF ETF	$3.5M	2.82%	+$900.1K Bought	— 73.8K shares	Q1 2025 Held for 8 months

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in PLANWISER FINANCIAL, LLC's latest filing

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Market Value

$124.6M

Prior: $117.2M

Q/Q Change

+6.29%

+$7.4M

Net Flows % of MV

-2.39%

Turnover Ratio

15.05%

New Purchases

2 stocks

$4.9M

Added To

17 stocks

+$10.2M

Sold Out Of

1 stocks

$1.5M

Reduced Holdings

24 stocks

-$16.6M

Increased Positions

Position	Shares Δ	Change
1 Vanguard Emerging Markets Government Bond VWOB	New	0 → 59.0K +$4.0M
2 First Trust Senior Loan Fund FTSL	New	0 → 20.6K +$943.1K
3 Avantis Emerging Markets Equity AVEM	+399.94%	8.6K → 43.0K +$2.7M
4 SPDR Portfolio High Yield Bond SPHY	+107.13%	64.2K → 132.9K +$1.6M
5 iShares Convertible Bond ICVT	+58.79%	25.0K → 39.7K +$1.5M

Decreased Positions

Position	Shares Δ	Change
1 iShares MSCI Italy EWI	Sold	31.1K → 0 −$1.5M
2 iShares Core 10+ Year USD Bond ETF ILTB	-89.33%	48.7K → 5.2K −$2.2M
3 Dimensional International Core Equity Market DFAI	-52.24%	196.2K → 93.7K −$3.8M
4 SPDR Portfolio Intermediate Term Treasury SPTI	-40.46%	181.5K → 108.1K −$2.1M
5 SPDR Portfolio Developed World ex-US ETF SPDW	-30.47%	167.5K → 116.4K −$2.2M