Prepared Retirement Institute LLC

RIA/Wealth

Prepared Retirement Institute LLC is a RIA/Wealth based in Lansdale, PA led by Andrew John Dziedzic, reporting $301.0M in AUM as of Q3 2025 with 76% ETF concentration and 63% concentrated in top 10 holdings.

Managing PartnerAndrew John Dziedzic

Portfolio Value: $191.8M
Positions: 84
Top Holding: VIG at 12.06%
Last Reported: Q3 2025

Address105 Montgomery Ave., Suite 1053, Lansdale, PA, 19446, United States

Top Holdings

Largest long holdings in Prepared Retirement Institute LLC's portfolio (63.1% of total portfolio)

See all holdings

GthenH

Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Vanguard Dividend Appreciation VIG	Unknown Unknown	$23.1M	12.06%	+$819.8K Bought	— 107.2K shares	Q4 2023 Held for 1y 11m
2 Schwab US Dividend Equity SCHD	ETF ETF	$16.1M	8.38%	+$1.0M Bought	— 589.2K shares	Q4 2023 Held for 1y 11m
3 Fidelity Enhanced Large Cap Growth FELG	ETF ETF	$15.2M	7.90%	+$5.3M Bought	— 368.6K shares	Q1 2025 Held for 8 months
4 WisdomTree International Hedged Quality Dividend Growth IHDG	ETF ETF	$12.5M	6.51%	+$1.6M Bought	— 270.9K shares	Q4 2023 Held for 1y 11m
5 iShares CMBS CMBS	ETF ETF	$12.0M	6.24%	+$4.3M Bought	— 243.8K shares	Q1 2025 Held for 8 months
6 SPDR Portfolio S&P 500 Growth ETF SPYG	ETF ETF	$10.1M	5.26%	-$3.4M Sold	— 96.5K shares	Q4 2023 Held for 1y 11m
7 Vanguard Total Stock Market VTI	ETF ETF	$8.6M	4.46%	+$1.8M Bought	— 26.1K shares	Q4 2023 Held for 1y 11m
8 Vanguard Total Bond Market BND	ETF ETF	$8.5M	4.42%	+$115.3K Bought	— 114.1K shares	Q4 2023 Held for 1y 11m
9 Vanguard Intermediate-Term Corporate Bond VCIT	ETF ETF	$7.6M	3.96%	+$1.6M Bought	— 90.4K shares	Q2 2024 Held for 1y 5m
10 iShares Fallen Angels USD Bond FALN	ETF ETF	$7.5M	3.91%	+$646.0K Bought	— 270.0K shares	Q4 2023 Held for 1y 11m

See all holdings

GthenH

Changes

Portfolio activity, position movements, and quarter-over-quarter changes in Prepared Retirement Institute LLC's latest filing

See all changes

GthenC

Market Value

$191.8M

Prior: $169.7M

Q/Q Change

+13.04%

+$22.1M

Net Flows % of MV

+6.44%

Turnover Ratio

9.19%

New Purchases

2 stocks

$595.2K

Added To

43 stocks

+$22.9M

Sold Out Of

7 stocks

$2.2M

Reduced Holdings

27 stocks

-$8.9M

Increased Positions

Position	Shares Δ	Change
1 iShares Select Dividend DVY	New	0 → 2.6K +$373.2K
2 SLV iShares Silver Trust SLV	New	0 → 5.2K +$222.0K
3 Franklin U.S. Core Dividend Tilt Index UDIV	+103.69%	15.4K → 31.3K +$834.3K
4 Vanguard Total International Stock VXUS	+70.17%	4.0K → 6.8K +$204.7K
5 Alerian MLP AMLP	+62.88%	5.4K → 8.8K +$159.9K

Decreased Positions

Position	Shares Δ	Change
1 ANGL VanEck Fallen Angel High Yield Bond ANGL	Sold	16.9K → 0 −$494.0K
2 Air Products and Chemicals APD	Sold	1.6K → 0 −$451.0K
3 Schwab U.S. Small-Cap ETF SCHA	Sold	12.9K → 0 −$326.3K
4 DEED First Trust TCW Securitized Plus DEED	Sold	13.2K → 0 −$278.2K
5 iShares Core MSCI Total International Stock IXUS	Sold	2.9K → 0 −$225.8K

See all changes

GthenC

Analytics

Portfolio insights and performance metrics for Prepared Retirement Institute LLC

View analytics

GthenA

Sector Allocation

ETF

75.70%

Technology

4.10%

Healthcare

1.80%

Financial Services

1.20%

Communication Services

0.90%

Consumer Cyclical

0.70%

Energy

0.50%

Utilities

0.30%

Industrials

0.30%

Consumer Defensive

0.20%

Market Cap Distribution

Mega Cap (> $200B)

7.77%

Large Cap ($10B - $200B)

2.19%

N/A (ETF or Unknown)

90.04%

Portfolio Concentration

Top 10 Holdings %

63.09%

Top 20 Holdings %

82.36%

Top 50 Holdings %

94.81%

Top 100 Holdings %

100.0%