SJS Investment Consulting Inc.

RIA/Wealth

SJS Investment Consulting Inc. is a RIA/Wealth based in Sylvania, OH led by Scott John Savage, reporting $2.5B in AUM as of Q3 2025 with 80% ETF concentration, 75% concentrated in top 10 holdings, and 48% allocation to DFAC.

CEOScott John Savage

Portfolio Value: $726.8M
Positions: 1,631
Top Holding: DFAC at 47.7%
Last Reported: Q3 2025

Address6711 Monroe St., Building Iv, Suite A, Sylvania, OH, 43560, United States

Top Holdings

Largest long holdings in SJS Investment Consulting Inc.'s portfolio (75.5% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Dimensional U.S. Core Equity 2 DFAC	ETF ETF	$346.7M	47.70%	+$2.5M Bought	— 9.0M shares	Q3 2022 Held for 3y 2m
2 Dimensional International Core Equity 2 DFIC	ETF ETF	$59.6M	8.19%	+$1.6M Bought	— 1.8M shares	Q3 2022 Held for 3y 2m
3 Dimensional Ultrashort Fixed Income DUSB	ETF ETF	$30.5M	4.20%	+$9.5M Bought	— 601.2K shares	Q2 2024 Held for 1y 5m
4 VCRB Vanguard Core Bond VCRB	ETF ETF	$25.9M	3.56%	+$6.2M Bought	— 330.0K shares	Q1 2024 Held for 1y 8m
5 DFSD Dimensional Short-Duration Fixed Income DFSD	ETF ETF	$19.6M	2.70%	+$1.7M Bought	— 407.1K shares	Q3 2022 Held for 3y 2m
6 Apple AAPL	Consumer Electronics Technology	$15.8M	2.18%	+$1.6M Bought	0.00% 62.2K shares	Q3 2022 Held for 3y 2m
7 Eli Lilly LLY	Drug Manufacturers - General Healthcare	$14.5M	2.00%	+$217.5K Bought	0.00% 19.0K shares	Q3 2022 Held for 3y 2m
8 VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund VTIP	ETF ETF	$12.3M	1.69%	+$2.8M Bought	— 242.0K shares	Q3 2022 Held for 3y 2m
9 Avantis U.S. Equity AVUS	ETF ETF	$12.0M	1.65%	-$83.7K Sold	— 110.0K shares	Q3 2022 Held for 3y 2m
10 Hormel Foods HRL	Packaged Foods Consumer Defensive	$11.8M	1.62%	+$23.5K Bought	0.09% 476.4K shares	Q3 2022 Held for 3y 2m

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in SJS Investment Consulting Inc.'s latest filing

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Market Value

$726.8M

Prior: $627.2M

Q/Q Change

+15.89%

+$99.6M

Net Flows % of MV

+8.21%

Turnover Ratio

4.96%

New Purchases

73 stocks

$1.8M

Added To

548 stocks

+$63.7M

Sold Out Of

72 stocks

$241.7K

Reduced Holdings

172 stocks

-$5.6M

Increased Positions

Position	Shares Δ	Change
1 National Healthcare NHC	New	0 → 1.9K +$232.1K
2 National Health Investors NHI	New	0 → 2.1K +$167.0K
3 Journey Medical Corporation DERM	New	0 → 15.0K +$106.8K
4 iShares Russell 1000 IWB	New	0 → 267.0 +$97.6K
5 SPDR Dow Jones Industrial Average ETF Trust DIA	New	0 → 164.0 +$76.1K

Decreased Positions

Position	Shares Δ	Change
1 Invesco BulletShares 2025 Corporate Bond BSCP	Sold	1.7K → 0 −$35.9K
2 Vanguard Energy VDE	Sold	290.0 → 0 −$34.5K
3 Nebius Group N.V. NBIS	Sold	562.0 → 0 −$31.1K
4 Invesco BulletShares 2026 Corporate Bond BSCQ	Sold	1.6K → 0 −$30.9K
5 Digital Turbine APPS	Sold	4.2K → 0 −$24.5K

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Analytics

Portfolio insights and performance metrics for SJS Investment Consulting Inc.

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Sector Allocation

ETF

80.40%

Technology

5.30%

Consumer Defensive

3.00%

Healthcare

2.90%

Financial Services

2.20%

Consumer Cyclical

1.30%

Communication Services

1.20%

Industrials

1.20%

Energy

0.50%

Utilities

0.50%

Real Estate

0.40%

Basic Materials

0.20%

Market Cap Distribution

Mega Cap (> $200B)

11.39%

Large Cap ($10B - $200B)

5.71%

Mid Cap ($2B - $10B)

1.18%

Small Cap ($300M - $2B)

0.36%

Micro Cap ($50M - $300M)

0.01%

Nano Cap (< $50M)

0.10%

N/A (ETF or Unknown)

81.25%

Portfolio Concentration

Top 10 Holdings %

75.48%

Top 20 Holdings %

84.97%

Top 50 Holdings %

91.87%

Top 100 Holdings %

95.37%