Sterling Wealth Management, Inc.

RIA/Wealth

Sterling Wealth Management, Inc. is a RIA/Wealth based in Champaign, IL led by Sharon Christine Allen, reporting $429.1M in AUM as of Q3 2025 with 86% ETF concentration, 57% concentrated in top 10 holdings, and minimal technology exposure.

CEOSharon Christine Allen

Portfolio Value: $329.9M
Positions: 110
Top Holding: VTI at 11.83%
Last Reported: Q3 2025

Address301 N. Neil Street, Suite 203, Champaign, IL, 61820, United States

Top Holdings

Largest long holdings in Sterling Wealth Management, Inc.'s portfolio (57.4% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Vanguard Total Stock Market VTI	ETF ETF	$39.0M	11.83%	+$1.8M Bought	— 118.9K shares	Q2 2025 Held for 5 months
2 Dimensional Ultrashort Fixed Income DUSB	ETF ETF	$24.0M	7.28%	+$649.6K Bought	— 473.3K shares	Q2 2025 Held for 5 months
3 Dimensional US High Profitability DUHP	ETF ETF	$20.0M	6.06%	+$2.7M Bought	— 529.5K shares	Q2 2025 Held for 5 months
4 DFCF Dimensional Core Fixed Income DFCF	ETF ETF	$19.0M	5.75%	+$4.0M Bought	— 443.3K shares	Q2 2025 Held for 5 months
5 Dimensional U.S. Targeted Value DFAT	ETF ETF	$18.8M	5.68%	+$1.3M Bought	— 322.2K shares	Q2 2025 Held for 5 months
6 Vanguard FTSE Developed Markets VEA	ETF ETF	$16.5M	5.01%	+$1.0M Bought	— 276.0K shares	Q2 2025 Held for 5 months
7 DFAE Dimensional Emerging Core Equity Market DFAE	ETF ETF	$14.3M	4.32%	+$1.3M Bought	— 452.5K shares	Q2 2025 Held for 5 months
8 DFUV Dimensional US Marketwide Value DFUV	ETF ETF	$13.0M	3.95%	-$358.6K Sold	— 291.2K shares	Q2 2025 Held for 5 months
9 DFSD Dimensional Short-Duration Fixed Income DFSD	ETF ETF	$12.7M	3.86%	+$2.5M Bought	— 264.5K shares	Q2 2025 Held for 5 months
10 Dimensional U.S. Small Cap DFAS	ETF ETF	$12.1M	3.68%	+$370.0K Bought	— 177.2K shares	Q2 2025 Held for 5 months

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in Sterling Wealth Management, Inc.'s latest filing

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Market Value

$329.9M

Prior: $293.5M

Q/Q Change

+12.42%

+$36.4M

Net Flows % of MV

+5.75%

Turnover Ratio

4.33%

New Purchases

4 stocks

$855.3K

Added To

44 stocks

+$22.9M

Sold Out Of

5 stocks

$1.4M

Reduced Holdings

36 stocks

-$3.4M

Increased Positions

Position	Shares Δ	Change
1 Ryder System R	New	0 → 1.2K +$231.8K
2 SPDR S&P 500 ETF Trust SPY	New	0 → 322.0 +$214.5K
3 iShares Core Dividend Growth DGRO	New	0 → 3.1K +$208.5K
4 VanEck Semiconductor SMH	New	0 → 614.0 +$200.4K
5 Nvidia NVDA	+310.43%	2.8K → 11.4K +$1.6M

Decreased Positions

Position	Shares Δ	Change
1 Schwab U.S. Broad Market SCHB	Sold	22.9K → 0 −$546.6K
2 General Electric GEV	Sold	442.0 → 0 −$233.9K
3 iShares Russell 1000 Growth IWF	Sold	525.0 → 0 −$222.9K
4 International Business Machines IBM	Sold	703.0 → 0 −$207.2K
5 Dimensional International Core Equity 2 DFIC	Sold	6.5K → 0 −$202.7K