SUMMIT WEALTH & RETIREMENT PLANNING, INC.

RIA/Wealth

SUMMIT WEALTH & RETIREMENT PLANNING, INC. is a RIA/Wealth based in Camarillo, CA led by Christina Faye Zins, managing $405.5M across 104 long positions as of Q3 2025 with 81% ETF concentration, 71% concentrated in top 10 holdings, and minimal technology exposure.

PresidentChristina Faye Zins

Portfolio Value: $405.5M
Positions: 104
Top Holding: MGC at 13.01%
Last Reported: Q3 2025

Address400 Camarillo Ranch Road, Suite 202, Camarillo, CA, 93012, United States

Top Holdings

Largest long holdings in SUMMIT WEALTH & RETIREMENT PLANNING, INC.'s portfolio (70.5% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Vanguard Mega Cap 300 Index ETF MGC	ETF ETF	$52.7M	13.01%	+$285.8K Bought	— 216.1K shares	Q1 2020 Held for 5y 8m
2 Schwab U.S. Large-Cap Growth SCHG	ETF ETF	$49.6M	12.23%	+$204.9K Bought	— 1.6M shares	Q4 2018 Held for 6y 11m
3 Schwab U.S. Large-Cap Value SCHV	ETF ETF	$48.5M	11.96%	+$563.1K Bought	— 1.7M shares	Q4 2018 Held for 6y 11m
4 Schwab International Equity SCHF	ETF ETF	$33.3M	8.22%	+$3.7M Bought	— 1.4M shares	Q4 2018 Held for 6y 11m
5 GLTR abrdn Physical Precious Metals Basket Shares GLTR	Unknown Unknown	$25.0M	6.17%	-$64.5K Sold	— 151.3K shares	Q4 2022 Held for 2y 11m
6 Schwab Emerging Markets Equity SCHE	ETF ETF	$16.5M	4.08%	-$2.9M Sold	— 495.8K shares	Q4 2018 Held for 6y 11m
7 Schwab U.S. Small-Cap ETF SCHA	ETF ETF	$16.1M	3.97%	-$620.1K Sold	— 577.4K shares	Q4 2018 Held for 6y 11m
8 iMGP DBi Managed Futures Strategy DBMF	ETF ETF	$16.1M	3.97%	+$100.6K Bought	— 589.6K shares	Q3 2022 Held for 3y 2m
9 BOXX Alpha Architect BOXX	ETF ETF	$15.7M	3.87%	+$286.7K Bought	— 138.0K shares	Q1 2024 Held for 1y 8m
10 iShares Russell 1000 Value IWD	ETF ETF	$12.4M	3.06%	-$37.7K Sold	— 61.0K shares	Q4 2018 Held for 6y 11m

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in SUMMIT WEALTH & RETIREMENT PLANNING, INC.'s latest filing

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Market Value

$405.5M

Prior: $372.5M

Q/Q Change

+8.87%

+$33.0M

Net Flows % of MV

+0.18%

Turnover Ratio

1.57%

New Purchases

3 stocks

$587.7K

Added To

25 stocks

+$5.9M

Sold Out Of

2 stocks

$412.9K

Reduced Holdings

25 stocks

-$5.4M

Increased Positions

Position	Shares Δ	Change
1 iShares Bitcoin Trust IBIT	New	0 → 5.0K +$323.1K
2 iShares Select Dividend DVY	New	0 → 1.5K +$207.3K
3 Abacus Life, Inc. ABL	New	0 → 10.0K +$57.3K
4 Aquestive Therapeutics, Inc. AQST	+50.0%	10.0K → 15.0K +$28.0K
5 Vanguard Total Stock Market VTI	+25.37%	1.5K → 1.9K +$129.0K

Decreased Positions

Position	Shares Δ	Change
1 International Business Machines IBM	Sold	705.0 → 0 −$208.0K
2 Honeywell International HON	Sold	880.0 → 0 −$204.9K
3 Chipotle Mexican Grill CMG	-33.09%	8.1K → 5.4K −$105.0K
4 Invesco QQQ Trust QQQ	-21.5%	1.1K → 898.0 −$147.6K
5 Schwab Emerging Markets Equity SCHE	-14.97%	583.1K → 495.8K −$2.9M