True Wealth Design, LLC

RIA/Wealth

True Wealth Design, LLC is a RIA/Wealth based in Bend, OR led by Kevin Keith Kroskey, reporting $424.8M in AUM as of Q3 2025 with 84% ETF concentration, 75% concentrated in top 10 holdings, 17% allocation to DFAC, and minimal technology exposure.

Managing PartnerKevin Keith Kroskey

Portfolio Value: $318.9M
Positions: 2,712
Top Holding: DFAC at 16.73%
Last Reported: Q3 2025

Address750 Nw Charbonneau Street, Suite 201, Bend, OR, 97703, United States

Top Holdings

Largest long holdings in True Wealth Design, LLC's portfolio (75.4% of total portfolio)

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Holding	Sector	Position	Weight	Traded	Ownership	Owned Since
1 Dimensional U.S. Core Equity 2 DFAC	ETF ETF	$53.4M	16.73%	-$85.7K Sold	— 1.4M shares	Q4 2022 Held for 2y 11m
2 BOXX Alpha Architect BOXX	ETF ETF	$52.3M	16.40%	+$10.0M Bought	— 459.4K shares	Q1 2023 Held for 2y 8m
3 Dimensional International Core Equity 2 DFIC	ETF ETF	$35.2M	11.03%	+$98.0K Bought	— 1.1M shares	Q4 2022 Held for 2y 11m
4 Dimensional US High Profitability DUHP	ETF ETF	$26.6M	8.35%	+$34.7K Bought	— 704.8K shares	Q4 2022 Held for 2y 11m
5 Dimensional Emerging Markets Value DFEV	ETF ETF	$23.6M	7.39%	-$238.1K Sold	— 739.5K shares	Q4 2022 Held for 2y 11m
6 Dimensional International High Profitability DIHP	ETF ETF	$13.9M	4.35%	+$155.5K Bought	— 456.8K shares	Q4 2022 Held for 2y 11m
7 Simplify MBS MTBA	ETF ETF	$10.9M	3.42%	+$686.9K Bought	— 216.4K shares	Q2 2025 Held for 5 months
8 Simplify Intermediate Term Treasury Futures Strategy TYA	ETF ETF	$10.5M	3.30%	+$396.5K Bought	— 774.2K shares	Q2 2025 Held for 5 months
9 Avantis U.S. Small Cap Value AVUV	ETF ETF	$9.1M	2.84%	-$45.0K Sold	— 91.1K shares	Q4 2022 Held for 2y 11m
10 Avantis International Equity AVDE	ETF ETF	$5.1M	1.59%	-$204.6K Sold	— 64.3K shares	Q4 2022 Held for 2y 11m

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Changes

Portfolio activity, position movements, and quarter-over-quarter changes in True Wealth Design, LLC's latest filing

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Market Value

$318.9M

Prior: $275.0M

Q/Q Change

+15.96%

+$43.9M

Net Flows % of MV

+9.05%

Turnover Ratio

5.56%

New Purchases

240 stocks

$1.1M

Added To

1,325 stocks

+$31.0M

Sold Out Of

208 stocks

$448.2K

Reduced Holdings

450 stocks

-$2.8M

Increased Positions

Position	Shares Δ	Change
1 HSBC HSBC Holdings HSBC	New	0 → 780.0 +$55.4K
2 MUFG Mitsubishi UFJ Financial Group MUFG	New	0 → 3.1K +$49.4K
3 NWG NatWest Group NWG	New	0 → 3.4K +$48.7K
4 JBND JPMorgan Active Bond JBND	New	0 → 658.0 +$35.6K
5 BCS Barclays BCS	New	0 → 1.5K +$31.2K

Decreased Positions

Position	Shares Δ	Change
1 Schwab International Equity SCHF	Sold	3.6K → 0 −$80.2K
2 Bruker BRKR	Sold	1.0K → 0 −$41.6K
3 ChampionX CHX	Sold	1.4K → 0 −$34.2K
4 Vanguard Total World Stock VT	Sold	250.0 → 0 −$32.1K
5 Blueprint Medicines BPMC	Sold	184.0 → 0 −$23.6K

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Analytics

Portfolio insights and performance metrics for True Wealth Design, LLC

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Sector Allocation

ETF

83.50%

Technology

4.30%

Industrials

2.60%

Consumer Cyclical

2.00%

Financial Services

1.80%

Healthcare

1.70%

Consumer Defensive

0.80%

Communication Services

0.80%

Energy

0.60%

Basic Materials

0.50%

Real Estate

0.50%

Utilities

0.40%

Market Cap Distribution

Mega Cap (> $200B)

3.56%

Large Cap ($10B - $200B)

9.20%

Mid Cap ($2B - $10B)

2.54%

Small Cap ($300M - $2B)

0.67%

Micro Cap ($50M - $300M)

0.04%

Nano Cap (< $50M)

0.06%

N/A (ETF or Unknown)

83.94%

Portfolio Concentration

Top 10 Holdings %

75.41%

Top 20 Holdings %

82.55%

Top 50 Holdings %

86.16%

Top 100 Holdings %

89.12%