Western Union

WU • NYSE

Western Union is a financial - credit services company in the financial services sector on NYSE, led by Matthew Cagwin, with a market cap of $3.1B. As of Q3 2025, 97% of shares are held by 439 institutional investors, with VANGUARD GROUP INC as the largest holder at 10.31%.

Chief Financial OfficerMatthew Cagwin

Market Cap$3.1B

Financial - Credit Services

Financial Services

Employees9.0K

Websitewesternunion.com

Country

United States of America

Overview

Overview of institutional ownership in WU as of Q3 2025 with a market cap of $2.6B

All Institutions

Institutions: 439
Value Held: $2.5B
Shares Held: 314.0M
Avg Position: $5.7M
Median Position: $263.0K

Hedge Funds

Hedge Funds: 43
Value Held: $306.2M
Shares Held: 38.3M
Avg Position: $7.1M
Median Position: $511.1K

Ownership Breakdown

Institutional (non-HF)

85.38%

$2.2B

Hedge Funds

11.87%

$306.2M

Retail & Other

2.76%

$71.2M

Based on market cap of $2.6B as of Q3 2025. Institutional (non-HF) excludes hedge funds to avoid double counting.

Biggest Investors

Institutions with the largest positions in WU as of Q3 2025

Institution	Key People	Position Value	Ownership	Owned Since	Total AUM (Long)
VANGUARD GROUP INC Institution	Salim Ramji CEO	$266.1M 0.00% of portfolio	10.31% 33.3M shares	≤ Q2 2013 Held for 12y 5m+	$6.69T
B BlackRock, Inc. Institution	-	$262.8M 0.00% of portfolio	10.18% 32.9M shares	≤ Q2 2013 Held for 12y 5m+	$5.67T
SCHRODER INVESTMENT MANAGEMENT GROUP RIA/Wealth	Toby James Glover CEO	$135.4M 0.11% of portfolio	5.25% 16.9M shares	≤ Q2 2013 Held for 12y 5m+	$125.97B
STATE STREET CORP Institution	Ronald P. O'Hanley CEO	$107.1M 0.00% of portfolio	4.15% 13.4M shares	≤ Q2 2013 Held for 12y 5m+	$2.88T
SCHWAB CHARLES INVESTMENT MANAGEMENT INC Long Only Manager	Omar Aguilar Chavez CEO	$99.5M 0.02% of portfolio	3.86% 12.5M shares	≤ Q2 2013 Held for 12y 5m+	$620.51B
R ROYAL BANK OF CANADA Institution	-	$97.0M 0.02% of portfolio	3.76% 12.1M shares	≤ Q2 2013 Held for 12y 5m+	$542.04B
AQR CAPITAL MANAGEMENT LLC Hedge Fund•Multi-Strategy	David Gary Kabiller Founder	$78.1M 0.05% of portfolio	3.03% 9.8M shares	≤ Q2 2013 Held for 12y 5m+	$156.17B
L LSV ASSET MANAGEMENT Long Only Manager	Josef Nmn Lakonishok CEO	$76.8M 0.17% of portfolio	2.98% 9.6M shares	≤ Q2 2013 Held for 12y 5m+	$45.1B
Discerene Group LP RIA/Wealth	Scott Allen Hayes President	$70.4M 6.38% of portfolio	2.73% 8.8M shares	Q4 2020 Held for 4y 11m	$1.1B
GEODE CAPITAL MANAGEMENT LLC ETF Provider	David Kenneth Lane CEO	$65.6M 0.00% of portfolio	2.54% 8.2M shares	≤ Q2 2013 Held for 12y 5m+	$1.57T

Net Capital Flow

Institutional buying and selling activity for WU in Q3 2025

Traded: +$135.8M
Buyers: 218
Sellers: 225
Total Bought: +$437.8M
Total Sold: −$302.0M
Avg Position: $4.9M

Biggest Buyers

Institution	Net Bought	Current Position
R ROYAL BANK OF CANADA Institution	+$42.9M +5.4M shares	$97.0M 12.1M shares
SCHRODER INVESTMENT MANAGEMENT GROUP RIA/Wealth	+$29.6M +3.7M shares	$135.4M 16.9M shares
CITADEL ADVISORS LLC Hedge Fund•Multi-Strategy	+$27.9M +3.5M shares	$45.5M 5.7M shares
R Ranmore Fund Management Ltd Institution	+$25.6M +3.2M shares	$25.6M 3.2M shares
M Meridiem Capital Partners LP Hedge Fund•Long/Short	+$23.8M +3.0M shares	$36.3M 4.5M shares
M MACQUARIE GROUP LTD Institution	+$22.6M +2.8M shares	$47.6M 6.0M shares
UBS Group AG Institution	+$22.0M +2.8M shares	$39.2M 4.9M shares
Point72 Asset Management, L.P. Hedge Fund•Multi-Strategy	+$20.4M +2.5M shares	$22.4M 2.8M shares
M MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. Institution	+$19.6M +2.4M shares	$29.9M 3.7M shares
Gotham Asset Management, LLC Hedge Fund•Long/Short	+$19.0M +2.4M shares	$24.0M 3.0M shares

Biggest Sellers

Institution	Net Sold	Current Position
Q Qube Research & Technologies Ltd Institution	−$26.6M −3.3M shares	$6.7M 843.8K shares
VANGUARD GROUP INC Institution	−$20.0M −2.5M shares	$266.1M 33.3M shares
ARROWSTREET CAPITAL LIMITED PARTNERSHIP Hedge Fund•Quant	−$19.0M −2.3M shares	Sold Off 0 shares
GOLDMAN SACHS GROUP INC Institution	−$17.7M −2.2M shares	$12.1M 1.5M shares
LAZARD ASSET MANAGEMENT LLC Long Only Manager	−$16.1M −2.0M shares	$6.2M 780.1K shares
MILLENNIUM MANAGEMENT LLC Hedge Fund•Multi-Strategy	−$15.5M −1.9M shares	$12.4M 1.5M shares
Trexquant Investment LP Hedge Fund•Quant	−$12.5M −1.5M shares	Sold Off 0 shares
Discerene Group LP RIA/Wealth	−$12.5M −1.6M shares	$70.4M 8.8M shares
TWO SIGMA INVESTMENTS LLC Hedge Fund•Multi-Strategy	−$11.7M −1.5M shares	$3.9M 487.7K shares
C CALIFORNIA PUBLIC EMPLOYEES RETIREMENT SYSTEM Institution	−$10.3M −1.2M shares	Sold Off 0 shares

Entry and Exit Activity

Institutions that initiated new positions or completely exited WU in Q3 2025

New Positions: 24
New Value: $45.9M
Exited Positions: 75
Exited Value: $92.5M

New Positions

Institution	Position Value
R Ranmore Fund Management Ltd Institution	$25.6M 3.2M shares
F Fourth Sail Capital LP Institution	$15.6M 1.9M shares
QRG CAPITAL MANAGEMENT, INC. Long Only Manager	$1.0M 127.5K shares
P PARK CIRCLE Co Institution	$823.1K 103.0K shares
TWEEDY BROWNE CO LLC// Long Only Manager	$738.4K 92.4K shares
P Polymer Capital Management LTD Hedge Fund•Multi-Strategy	$386.1K 48.3K shares
Foundations Investment Advisors, LLC RIA/Wealth	$297.2K 37.2K shares
Outlook Wealth Advisors, LLC RIA/Wealth	$252.3K 31.6K shares
D DRW Securities, LLC Institution	$227.2K 28.1K shares
B Bard Financial Services, Inc. RIA/Wealth	$217.3K 27.2K shares

Exited Positions

Institution	Previous Position
ARROWSTREET CAPITAL LIMITED PARTNERSHIP Hedge Fund•Quant	$19.0M 2.3M shares
Trexquant Investment LP Hedge Fund•Quant	$12.5M 1.5M shares
C CALIFORNIA PUBLIC EMPLOYEES RETIREMENT SYSTEM Institution	$10.3M 1.2M shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC Long Only Manager	$10.2M 1.2M shares
VOLORIDGE INVESTMENT MANAGEMENT, LLC Hedge Fund•Multi-Strategy	$4.6M 546.5K shares
Brandywine Global Investment Management, LLC Long Only Manager	$3.1M 365.5K shares
Edgestream Partners, L.P. Hedge Fund•Quant Macro	$2.6M 303.9K shares
T TEXAS PERMANENT SCHOOL FUND Institution	$2.0M 238.3K shares
BALYASNY ASSET MANAGEMENT LLC Hedge Fund•Multi-Strategy	$1.9M 227.5K shares
IEQ CAPITAL, LLC RIA/Wealth	$1.7M 202.9K shares

Options Activity

Institutions with the largest Call and Put options positions in WU as of Q3 2025

Call Positions: 9
Call Value: $16.1M
Put Positions: 14
Put Value: $20.3M

Call Positions

Institution	Position Value
C CONTINENTAL ADVISORS LLC Hedge Fund•Long/Short	$8.3M 10.3K contracts
SUSQUEHANNA INTERNATIONAL GROUP, LLP Private Equity	$2.5M 3.1K contracts
CAPITAL FUND MANAGEMENT S.A. Hedge Fund•Quant Macro	$2.1M 2.7K contracts
W WOLVERINE TRADING, LLC Institution	$1.3M 1.6K contracts
CITADEL ADVISORS LLC Hedge Fund•Multi-Strategy	$1.2M 1.5K contracts
J JANE STREET GROUP, LLC Institution	$535.3K 670.0 contracts
Walleye Trading LLC RIA/Wealth	$86.3K 108.0 contracts
Walleye Trading Advisors, LLC Hedge Fund•Multi-Strategy	$77.5K 97.0 contracts
C CSS LLC/IL Institution	- - contracts

Put Positions

Institution	Position Value
SUSQUEHANNA INTERNATIONAL GROUP, LLP Private Equity	$11.7M 14.7K contracts
CITADEL ADVISORS LLC Hedge Fund•Multi-Strategy	$4.1M 5.1K contracts
CAPITAL FUND MANAGEMENT S.A. Hedge Fund•Quant Macro	$900.5K 1.1K contracts
Caption Management, LLC Hedge Fund•Long/Short	$759.1K 950.0 contracts
J JANE STREET GROUP, LLC Institution	$668.0K 836.0 contracts
W WOLVERINE TRADING, LLC Institution	$667.2K 835.0 contracts
DLD Asset Management, LP Hedge Fund•Multi-Strategy	$527.0K 660.0 contracts
Walleye Trading LLC RIA/Wealth	$424.3K 531.0 contracts
Walleye Trading Advisors, LLC Hedge Fund•Multi-Strategy	$330.0K 413.0 contracts
Q Quarry LP Institution	$175.8K 220.0 contracts

Most Committed Institutions

Institutions with WU as the highest % of their portfolio as of Q3 2025

Institution	Key People	Portfolio Weight	Ownership	Owned Since	Total AUM (Long)
Brickwood Asset Management LLP Long Only Manager	Ben Charles Whitmore Partner	21.29% $30.4M	1.18% 3.8M shares	Q4 2024 Held for 11 months	$142.8M
R Ranmore Fund Management Ltd Institution	-	7.80% $25.6M	0.99% 3.2M shares	Q3 2025 Held for 2 months	$327.8M
Discerene Group LP RIA/Wealth	Scott Allen Hayes President	6.38% $70.4M	2.73% 8.8M shares	Q4 2020 Held for 4y 11m	$1.1B
C CONTINENTAL ADVISORS LLC Hedge Fund•Long/Short	David Philip Purcell Managing Partner	4.87% $7.2M	0.28% 901.1K shares	Q4 2021 Held for 3y 11m	$148.0M
F Fourth Sail Capital LP Institution	-	3.82% $15.6M	0.60% 1.9M shares	Q3 2025 Held for 2 months	$407.6M
M Meridiem Capital Partners LP Hedge Fund•Long/Short	Mohammed Khalid Malik Founder	2.50% $36.3M	1.41% 4.5M shares	Q4 2024 Held for 11 months	$1.5B
Optimist Retirement Group LLC RIA/Wealth	Graham Patrick Williams Managing Partner	1.03% $2.3M	0.09% 284.5K shares	Q2 2024 Held for 1y 5m	$221.3M
TSP Capital Management Group, LLC Private Equity	Aaron Michael Perrine Managing Partner	0.99% $3.7M	0.14% 461.2K shares	≤ Q2 2013 Held for 12y 5m+	$373.7M
Gilman Hill Asset Management, LLC RIA/Wealth	Jenny Vanleeuwen Harrington CEO	0.95% $6.2M	0.24% 772.5K shares	Q4 2021 Held for 3y 11m	$646.5M
P PARK CIRCLE Co Institution	-	0.71% $823.1K	0.03% 103.0K shares	Q3 2025 Held for 2 months	$115.2M

Hedge Fund Spotlight

Discover hedge funds investing in WU

Quent Capital, LLC

Hedge Fund • Long/Short

Portfolio ManagerWilliam Albert Jollie

Portfolio Value: $1.2B
Positions: 1,433
Last Reported: Q3 2025

Sector Allocation

Position in Western Union

Market Value: $6.4K
Shares Held: 800.0
Portfolio Weight: 0.00%
Owned Since: 2021-Q4

Top Holding	Sector	Market Value	Weight
1 Vanguard Russell 1000 Growth VONG	ETF ETF	$129.0M	10.81%
2 SPDR Nuveen Bloomberg Short Term Municipal Bond SHM	ETF ETF	$79.3M	6.64%
3 iShares MSCI EAFE Growth EFG	ETF ETF	$59.0M	4.94%