Citizens Financial Services, Inc.

CZFS • NASDAQ

Citizens Financial Services, Inc. is a banks - regional company in the financial services sector on NASDAQ, led by Mickey L. Jones, with a market cap of $295.3M. As of Q3 2025, 27% of shares are held by 77 institutional investors, with BlackRock, Inc. as the largest holder at 6.67%.

CEOMickey L. Jones

Market Cap$295.3M

Banks - Regional

Financial Services

Employees423.0

Websitefirstcitizensbank.com

Country

United States of America

Overview

Overview of institutional ownership in CZFS as of Q3 2025 with a market cap of $289.8M

All Institutions

Institutions: 77
Value Held: $78.2M
Shares Held: 1.3M
Avg Position: $1.0M
Median Position: $216.7K

Hedge Funds

Hedge Funds: 5
Value Held: $1.8M
Shares Held: 30.1K
Avg Position: $362.6K
Median Position: $364.6K

Ownership Breakdown

Institutional (non-HF)

26.37%

$76.4M

Hedge Funds

0.626%

$1.8M

Retail & Other

73.01%

$211.6M

Based on market cap of $289.8M as of Q3 2025. Institutional (non-HF) excludes hedge funds to avoid double counting.

Biggest Investors

Institutions with the largest positions in CZFS as of Q3 2025

Institution	Key People	Position Value	Ownership	Owned Since	Total AUM (Long)
B BlackRock, Inc. Institution	-	$19.3M 0.00% of portfolio	6.67% 320.5K shares	Q1 2023 Held for 2y 8m	$5.67T
VANGUARD GROUP INC Institution	Salim Ramji CEO	$14.9M 0.00% of portfolio	5.13% 246.7K shares	Q1 2023 Held for 2y 8m	$6.69T
CITIZENS & NORTHERN CORP Institution	J. Bradley Scovill CEO	$7.1M 1.75% of portfolio	2.44% 117.1K shares	Q2 2022 Held for 3y 5m	$403.5M
GEODE CAPITAL MANAGEMENT LLC ETF Provider	David Kenneth Lane CEO	$6.6M 0.00% of portfolio	2.28% 109.5K shares	Q1 2023 Held for 2y 8m	$1.57T
STATE STREET CORP Institution	Ronald P. O'Hanley CEO	$6.0M 0.00% of portfolio	2.07% 99.7K shares	Q1 2023 Held for 2y 8m	$2.88T
Hudock Moyer Wealth Resources, LLC RIA/Wealth	Wayne Ley Dieffenderfer CCO	$2.4M 0.37% of portfolio	0.84% 40.3K shares	Q2 2022 Held for 3y 5m	$658.4M
SCHWAB CHARLES INVESTMENT MANAGEMENT INC Long Only Manager	Omar Aguilar Chavez CEO	$2.4M 0.00% of portfolio	0.81% 39.0K shares	Q1 2023 Held for 2y 8m	$620.51B
NORTHERN TRUST CORP Institution	Michael G. O'Grady CEO	$2.3M 0.00% of portfolio	0.78% 37.5K shares	Q1 2023 Held for 2y 8m	$782.01B
A AMERICAN CENTURY COMPANIES INC Institution	-	$1.7M 0.00% of portfolio	0.58% 27.9K shares	Q2 2023 Held for 2y 5m	$195.93B
SEGALL BRYANT & HAMILL Long Only Manager	Carolyn B Goldhaber President	$1.6M 0.02% of portfolio	0.57% 27.3K shares	Q1 2025 Held for 8 months	$7.5B

Net Capital Flow

Institutional buying and selling activity for CZFS in Q3 2025

Traded: +$1.3M
Buyers: 37
Sellers: 29
Total Bought: +$3.5M
Total Sold: −$2.2M
Avg Position: $953.9K

Biggest Buyers

Institution	Net Bought	Current Position
Trexquant Investment LP Hedge Fund•Quant	+$372.7K +6.2K shares	$372.7K 6.2K shares
MILLENNIUM MANAGEMENT LLC Hedge Fund•Multi-Strategy	+$364.6K +6.0K shares	$364.6K 6.0K shares
CITADEL ADVISORS LLC Hedge Fund•Multi-Strategy	+$301.2K +5.0K shares	$301.2K 5.0K shares
Connor, Clark & Lunn Investment Management Ltd. Long Only Manager	+$262.8K +4.4K shares	$262.8K 4.4K shares
Cambridge Investment Research Advisors, Inc. RIA/Wealth	+$245.7K +4.1K shares	$245.7K 4.1K shares
Q Quadrature Capital Ltd Institution	+$234.3K +3.9K shares	$234.3K 3.9K shares
FRANKLIN RESOURCES INC Institution	+$217.0K +3.6K shares	$217.0K 3.6K shares
GOLDMAN SACHS GROUP INC Institution	+$209.5K +3.5K shares	$209.5K 3.5K shares
GEODE CAPITAL MANAGEMENT LLC ETF Provider	+$189.2K +3.1K shares	$6.6M 109.5K shares
J JANE STREET GROUP, LLC Institution	+$169.2K +2.8K shares	$523.7K 8.7K shares

Biggest Sellers

Institution	Net Sold	Current Position
WSFS CAPITAL MANAGEMENT, LLC RIA/Wealth	−$370.2K −6.3K shares	Sold Off 0 shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP Private Equity	−$318.7K −5.4K shares	Sold Off 0 shares
WEATHERLY ASSET MANAGEMENT L. P. RIA/Wealth	−$296.9K −4.9K shares	$296.8K 4.9K shares
MORGAN STANLEY RIA/Wealth	−$222.1K −3.7K shares	$333.4K 5.5K shares
O'SHAUGHNESSY ASSET MANAGEMENT, LLC Long Only Manager	−$190.2K −3.2K shares	$531.0K 8.8K shares
RAYMOND JAMES FINANCIAL INC RIA/Wealth	−$123.6K −2.1K shares	Sold Off 0 shares
BANK OF AMERICA CORP /DE/ Institution	−$114.2K −1.9K shares	$173.9K 2.9K shares
CITIGROUP INC Institution	−$107.4K −1.8K shares	$20.0K 332.0 shares
T Tower Research Capital LLC Institution	−$67.0K −1.1K shares	$13.3K 221.0 shares
UBS Group AG Institution	−$65.1K −1.1K shares	$221.7K 3.7K shares

Entry and Exit Activity

Institutions that initiated new positions or completely exited CZFS in Q3 2025

New Positions: 7
New Value: $964.9K
Exited Positions: 5
Exited Value: $813.0K

New Positions

Institution	Position Value
Connor, Clark & Lunn Investment Management Ltd. Long Only Manager	$262.8K 4.4K shares
Cambridge Investment Research Advisors, Inc. RIA/Wealth	$245.7K 4.1K shares
Q Quadrature Capital Ltd Institution	$234.3K 3.9K shares
FRANKLIN RESOURCES INC Institution	$217.0K 3.6K shares
O Optiver Holding B.V. Institution	$4.8K 80.0 shares
Sunbelt Securities, Inc. RIA/Wealth	$121.0 2.0 shares
Tortoise Investment Management, LLC RIA/Wealth	$60.0 1.0 shares

Exited Positions

Institution	Previous Position
WSFS CAPITAL MANAGEMENT, LLC RIA/Wealth	$370.2K 6.3K shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP Private Equity	$318.7K 5.4K shares
RAYMOND JAMES FINANCIAL INC RIA/Wealth	$123.6K 2.1K shares
V Versant Capital Management, Inc RIA/Wealth	$294.0 5.0 shares
Larson Financial Group LLC RIA/Wealth	$59.0 1.0 shares

Options Activity

Institutions with the largest Call and Put options positions in CZFS as of Q3 2025

Call Positions: 0
Call Value: -
Put Positions: 0
Put Value: -

Call Positions

Institution	Position Value
No call positions found

Put Positions

Institution	Position Value
No put positions found

Most Committed Institutions

Institutions with CZFS as the highest % of their portfolio as of Q3 2025

Institution	Key People	Portfolio Weight	Ownership	Owned Since	Total AUM (Long)
CITIZENS & NORTHERN CORP Institution	J. Bradley Scovill CEO	1.75% $7.1M	2.44% 117.1K shares	Q2 2022 Held for 3y 5m	$403.5M
Hudock Moyer Wealth Resources, LLC RIA/Wealth	Wayne Ley Dieffenderfer CCO	0.37% $2.4M	0.84% 40.3K shares	Q2 2022 Held for 3y 5m	$658.4M
M Minerva Advisors LLC Hedge Fund•Value	David Peter Cohen President	0.30% $475.1K	0.16% 7.9K shares	Q2 2023 Held for 2y 5m	$157.5M
D De Lisle Partners LLP Institution	-	0.13% $1.1M	0.37% 18.0K shares	Q1 2024 Held for 1y 8m	$815.6M
WEATHERLY ASSET MANAGEMENT L. P. RIA/Wealth	Kelli Marie Burger Partner	0.02% $296.8K	0.10% 4.9K shares	Q2 2022 Held for 3y 5m	$1.2B
SEGALL BRYANT & HAMILL Long Only Manager	Carolyn B Goldhaber President	0.02% $1.6M	0.57% 27.3K shares	Q1 2025 Held for 8 months	$7.5B
Stone House Investment Management, LLC RIA/Wealth	Raymond Scott Stone Managing Partner	0.01% $39.3K	0.01% 652.0 shares	Q1 2024 Held for 1y 8m	$578.1M
GREAT LAKES ADVISORS, LLC Long Only Manager	Thomas Regan Kiley CEO	0.01% $617.1K	0.21% 10.2K shares	Q2 2024 Held for 1y 5m	$11.3B
B BRIDGEWAY CAPITAL MANAGEMENT INC Long Only Manager	John Noland Ryan Montgomery CEO	0.01% $237.9K	0.08% 3.9K shares	Q3 2024 Held for 1y 2m	$4.7B
Trexquant Investment LP Hedge Fund•Quant	Taesoon (Tyger) Park CEO	0.00% $372.7K	0.13% 6.2K shares	Q4 2024 Held for 11 months	$9.7B

Hedge Fund Spotlight

Discover hedge funds investing in CZFS

Trexquant Investment LP

Hedge Fund • Quant

Portfolio ManagerTaesoon (Tyger) Park

Portfolio Value: $9.7B
Positions: 1,540
Last Reported: Q3 2025

Sector Allocation

Position in Citizens Financial Services, Inc.

Market Value: $372.7K
Shares Held: 6.2K
Portfolio Weight: 0.00%
Owned Since: 2024-Q4

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